First Oklahoma offers a variety of personal loans to meet your borrowing needs.
- New and pre-owned car, truck, and motorcycle loans
- Home equity lines of credit
- Lot Loans
- Home construction loans
- Home loans
Generally, personal loans are structured as term loans with monthly payments. Interest rates and terms vary depending upon the age and/or condition of the item purchased. Rates are adjusted from time to time and are available upon request.
Home Equity Lines of Credit (HELOCs) make funds available as needed and are secured with mortgages on personal residences. HELOCs are revolving lines of credit with interest paid monthly on the outstanding balance.
Home Equity Loans are generally advanced for home improvements and upgrades and are term loans with monthly payments.
Click here to learn more about setting up external transfer accounts in online banking that you can use to pay your First Oklahoma loan.
Click here for a helpful guide to our Loan Payment Portal.
First Oklahoma also offers credit cards with some great rates and rewards. Learn More