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First Oklahoma Bank

Checking and Savings Accounts

At First Oklahoma, all of our personal checking accounts offer these features:
  • Unlimited check writing
  • ATM withdrawals anywhere in the world1
  • E-statements or paper statements
  • Mastercard debit card
  • Online banking and bill pay
  • Mobile deposit

Checking Accounts available in the branch:

Basic Checking

  • No minimum balance
  • No service charge

Checking With Interest

  • Two free boxes of checks per year
  • Free safe deposit box (if available)
  • Interest paid on balance tiers2
  • No service charge if balance does not fall below $2000 or total combined account balance does not fall below $15,000. ($15 service charge if balance requirements not met)                         

Savings accounts available in the branch:

Basic Savings

  • Up to 6 free withdrawals per statement cycle ($1 charge for additional withdrawals)
  • No monthly fee if balance does not fall below $100 ($3 if balance falls below $100)
  • Minimum opening deposit of $100
  • Tiered interest paid quarterly2

Youth Savings

  • Up to 6 free withdrawals per statement cycle ($1 charge for additional withdrawals)
  • No monthly fee if balance does not fall below $50 ($1 if balance falls below $50)
  • Minimum opening deposit of $25 (Bank will match $25 at account opening!)
  • Tiered interest paid quarterly2

Money Market

  • Up to 6 free withdrawals per statement cycle ($1 charge for additional withdrawals)
  • No monthly fee if balance does not fall below $2500 ($10 if balance falls below $2500)
  • Minimum opening deposit of $2500
  • Tiered interest paid monthly2

Saving for something specific? Use our handy Savings Goal Calculator to establish a plan!

You can also open an account online.
 
 
*For after hours assistance with lost or stolen debit cards, please 1-800-791-2525.


1 Some restrictions apply, please call 918-392-2500 or see a personal banker for details.
2. For our current rates, please call us at 918-392-2500.

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