MORTGAGE PRODUCTS

Mortgage

Capital Mortgage Corporation is now First Oklahoma Mortgage, a division of First Oklahoma Bank, creating a premier mortgage center for Oklahomans. Combining First Oklahoma Bank's vast lending experience and resources with Capital Mortgage's expertise and integrity provides a large variety of lending products and reliable solutions. Most important, these services are accomplished in a timely, courteous, and efficient manner. Whether you're a first time buyer or a seasoned professional, we offer tailor-made solutions while making the lending process understandable and hassle-free.

Our experienced bankers can help you feel secure from application to closing. To get started today with your pre-qualification for a home mortgage loan, click on the "Apply Online" button above.

Mortgage Products

Home Purchase Loans

Whether you're ready to move up to a larger home or move into a new home, we have a variety of loans that can help make your dreams come true.


Fixed Rate Enjoy the predictability of a fixed interest rate for the life of your loan.
Adjustable Rate Mortgage (ARM) Take advantage of the low interest rate ARMs and low monthly home loan payments.
FHA Loans The Federal Housing Administration (FHA) insures loans so lenders can offer financing to home buyers with limited down payment funds and/or credit challenges.
VA Loans If you are a military veteran, be sure to ask about Veterans Administration (VA) loans. You may be able to buy a home with no down payment and with a lower interest rate than ordinarily available.
Jumbo Loans If you are purchasing in an area where home prices require a loan over $417,000, talk to our mortgage bankers about our array of jumbo loans. Both fixed and adjustable rate loans are available - some up to $2,000,000.
Refinance Loans If you already own a home, but want to take advantage of declining home loan interest rates, you may be interested in refinancing your home loan.  Home loan refinancing and cash out mortgage refinancing allows you to lower your monthly home loan payments, get cash back, shorten the term of your home loan, and consolidate your first and second home loans into one loan.  We provide both fixed and adjustable rate mortgages for refinance loans.
Construction Loans Building your dream home?  Relax. . . We can arrange specialized financing that can streamline the loan process and save money, too.  We offer construction loans for new home construction or renovation of a pre-existing home and interest-only loans for real estate lots.  Home builders will appreciate the convenience of working with one lender as they'll be secure in the knowledge that your home loan financing is already approved, and they will also appreciate the easy draw procedures to maintain their cash flow during construction.
Lot Loans Offered in conjunction with construction loans, our lot loans offer interest-only financing with a one-year term, so you'll have plenty of time to go over builder's plans before construction begins.  Loans for up to 10 acres are available.
Home Equity Line of Credit (HELOC) A Home Equity Line of Credit (HELOC) loan is a cost-effective way to use the value of your home to pay for home improvements, college, or other major purchases.  A HELOC loan establishes a line of credit based on the equity in your home and your ability to repay.  As you repay the outstanding balance, that amount is available to use again without reapplying for a loan.  Our HELOC is one of the most flexible home equity credit options available and our loan advisors go out of their way to meet your changing home equity lending needs.