BOARD OF DIRECTORS

Leeland N. Alexander

Associate VP
Facilities, Operations, &
     Clinical Services
University of Oklahoma

Thomas E. Bennett, Jr.

Chairman & Co-CEO
First Oklahoma
     Holdings, Inc.
First Oklahoma Bank

Thomas E. Bennett III

President & Co-CEO
First Oklahoma Bank

Garry P. Groom

Executive VP & Chief Audit
     Executive
First Oklahoma Bank

Jeffrey L. Hilst

Principal
Watermark Commercial
     Properties

Burt B. Holmes

Insurance Executive (Retired)
Private Investor

Donald S. Lockhart

Private Investor

E.P. Reddy

President & CEO
Reddy Pipe & Supply, Inc.
Reddy Oil & Gas Corporation
Dhamma Corporation

Rollie E. Rhodes, MD

Founder
Eastern Oklahoma Ear,
     Nose, & Throat, Inc.

Paul Samuels

Executive VP
Morgan Stanley

David M. Sherwood

Chairman & CEO
The Sherwood Companies

James M. Whiteneck, MD

Mercy Clinic Cardiovascular
     & Thoracic Surgery

Susan E. Whiteneck, DDS

Dental Design Studio

James B. Wise, MD

Chairman
Stillwater Milling Company