First Oklahoma Bank’s Mobile Banking is a quick and convenient way to
access your account via your smart phone device. First Oklahoma
Bank’s Mobile Banking offers the same high level of security as our
Online Banking Platform. Message and data rates may apply.
For technical support or questions about Mobile
Banking, please e-mail:
or call us at 918-392-2500
More about our Mobile Banking:
First Oklahoma Bank Mobile Banking is encrypted using the Wireless
Transport Layer Security (WTLS) protocol, which provides the highest
level of security available today. Additionally, all data that passes
between the wireless gateway is encrypted using the Secure Socket Layer
Access to First Oklahoma Bank’s mobile banking access will be
controlled using the customer’s internet banking authentication
credentials including user access code, passcode, and passmark.
All terms and disclosures for Internet banking apply to mobile banking.
First Oklahoma Bank will publish periodic customer training and mobile
device security procedures to via the Bank web site or statement
First Oklahoma Bank users can use their mobile device to access the
Access account information
Transfer funds between accounts
Mobile Banking Security:
1. Lock your
Make sure that your phone
automatically locks after not being used for a specified period
of time and if possible require a strong alphanumeric password to
unlock your device. This will help prevent unauthorized users
from accessing the data and resources kept on your phone if lost
or you're not there to supervise their use.
2. Wipe your
Learn how to remotely
wipe your mobile device. If your device is ever lost or stolen, you
should know how and be able to remotely wipe it - which means removing
all of your personal data and restoring it to its factory state.
iPhones, iPads, BlackBerries and Windows 7 devices come with this
capability included in their operation systems, and you can download
Android apps that will do it as well. It's a good idea to learn the
steps for remotely wiping your device and to write them down somewhere
easy to find. This way, if your device were ever lost or stolen, you
won't be wasting valuable time trying to figure out how to wipe it, you
will already know how.
3. Check the
It's only natural to go
to the iTunes store or Android Market when you are looking to get a new
app. However, non-reputable people are putting apps out there every
day, for the purpose of phishing consumer information. It's always
better to start with your banks website to make sure you aren't being
4. Say no to
public Wi-Fi hot spots
While enjoying your
coffee at the local coffee shop might sound like a good time to check
your account balance, you might want to think again. Most public Wi-Fi
hot spots are not secure, which means anyone connected to the hot spot
could monitor what you are doing in the hot spot. Only use secure Wi-Fi
(encrypted wireless communications) or your carriers 3G or 4G data
connection. It's also a good idea to disable Wi-Fi whenever it's not in
use. This reduces the chance of accidentally connecting to an unsecured
or suspect network and saves the life of your battery.
can be harmful
In public areas, others
can detect your phone and access it through Bluetooth. If that happens,
you will be sent a message alerting you. However, it's often safer to
turn Bluetooth off or put it in non-discoverable mode to render them
invisible to unauthenticated devices.
advantage of security features
You should always take advantage of any security features offered by
your mobile device, mobile carrier, or bank. Not using security
features, may leave your personal and financial information vulnerable to
7. Don't text message
(SMS) personal information
Regardless of the
situation, NEVER send personal information, (PIN, account number,
social security numbers, passwords, ect.) via SMS. SMS is not
encrypted, so your bank will not send personal information via SMS, and
your bank will never ask for this information via SMS.
8. Always log
When you are finished
checking your balance, transferring funds between accounts, or paying a
bill, be sure you logged out of your account. As part of our security
features Fannin Banks mobile app and web page will log you out after 3
minutes of inactivity.
9. Keep an
eye on your phone's performance
you download an app, and your phone starts performing differently (for
example responding more slowly to commands or draining its battery more
quickly), that could be a sign of malicious code and it is probably
best to take your device to your carrier to have the phone fixed.